how much is 6 figures

How much is 6 figures in money? and 7, 8, 9 and 10

We all know how much value we place on the amount of money we make. Money runs the world. Some of us make 6 figure incomes, others make 7 or 8 or 9 or 10 figures.

Making a lot of money is a dream come true for most of us.
Life can be much more comfortable with a six-figure, seven-figure, or even an eight-figure salary.

Some people dream and aim to make similar figures. What exactly does it mean if you make six figures and how much is 6 figures in money?

In this article, I will discuss what a 6 figure income means, how to make it and how it impacts an individual´s choice of lifestyle. I will also discuss 7,8, and 9 and 10 figure income salaries.

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What are figures?

What exactly are figures?

Figures are basically counting numbers. An example is 934856. This consists of 6 figures. 9.

If your salary is €123,456, that is a six-figure sum because there are 6 numbers.

When it comes to your income, a number usually refers to the full dollar or euro amount.

If your salary is €13,476.98, that is considered a five-figure income, not a seven-figure income. The cents part of the income which is point ninety-eight (.98) is not counted.

An individual who makes a 6 figure income basically makes between €999,999 and €100,000.

Let´s discuss into details now what it takes to make a 6 figure income.

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What is 6 figures?

945687 has 6 digits so you will refer to it as a 6 figure.

What does making 6 figures mean and does it matter?

If you are making a six-figure income, you will be bringing home between €100,000 and €999,999 yearly, including tax, and before other deductions such as pension payments are made.

Some people will consider €100,000 as a low six-figure income and €999,999 as a high six-figure income.

No matter the range, if this money meets your needs, that’s all that is important. Some people survive on way less annual income.

The amount of money an individual makes annually does matter.

This is because it greatly determines the kind of lifestyle you can live. However, since we are all different and have different needs and wants, some people live a good life on 6 figure incomes.

Others, live a good life on 5 figure incomes and some live a very comfortable life on 8 figure incomes.

So yes, making a 6 figure income annually does matter, depending on what you want and need in your life.

Why do people boast about making 6 figure incomes?

Thanks to the internet and social media, it is very easy for people to show the world their wealth.

Money is a good asset and can make your life comfortable but it does not necessarily guarantee happiness, which I think should be the main goal in life.

Boasting about your 6 figure income is not important. What matters is how happy you are in your life. (That’s just my opinion, but who cares 🙂

There are many reasons why people boast or talk a lot about making 6 figure incomes.

Listed below are a few reasons.

1 They can afford some luxuries such as a decent house and a comfortable car

2 They can afford health care

3 They have insurances for what they own and their life

4 They can afford luxury vacations

5.They can afford expensive clothes

In Europe, according to Statistica, the average annual net earning, which is income after tax deduction, pension deduction, and other deductions have been made, is a 5 figure income.

I live in Europe, Finland to be precise and I must say I live a very comfortable life with my 5 figure income as a Registered Nurse.

how much money Europeans make statistics
source: Statistica

In America, according to yahoo money, 9% of the population make a 6 figure income.

Can 6 figures give you a good lifestyle?

Yes, making 6 figures can give you a good lifestyle.

As I mentioned earlier in this article, people boast of making 6 figures because of the things they can afford in their lives that make life comfortable.

So if you make 6 figures, you will live a comfortable lifestyle provided you are using your money wisely.

What factors might affect your 6 figure income?

There are lots of factors that determine if you can make a 6 figure income.

How much money will you take home at the end of the day to use for yourself and your family?

I have made a list of some of the factors. There are several reasons but here are a few.

Where you live

Family size

Cost of living

Type of job




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Where you live

How you make and use your money depends a great deal on where you live. If you live in the countryside, for example, and there are few jobs available to make 6 figure incomes, you might never make a 6 figure income.

On the other hand if you are an entrepreneur, you might make a 6 figure income even if you live in the country side. It however does depend on what kind of business you are into. 

If you live in a big city, New York, for instance, the possibility of making a net 6 figure income annually is very high.

Although you will be making 6 figures, the cost of living in a place like New York is so expensive, your 6 figures might not be enough to sustain a very comfortable and luxurious lifestyle.

Also depending on your family size and the way you choose to live, this money might just not be enough to sustain you and your family in a place like New York or California.

If you live in a place like Accra, Ghana, a 6 figure income in euros will be more than enough. This will provide you with a very luxurious life.

On the other hand, coming across a job that pays this much is rare. There are a few but it’s very rare.

Loans you have

You and I live in a world where the more money we make, the more we have expenses.

More money means bigger and expensive houses and cars. It also means eat-outs at high-end restaurants and expensive taste in the choice of clothes.

You most likely will take a loan to finance these expenses.

You then work your buts off to pay back the loans. There is no doubt that the higher income an individual makes, the more likely they are to be in debt.

But since the highest-paid people take out  high mortgages to finance their homes or other loans to support their lifestyles, even those with six-figure salaries can find  repayment difficult.

If you use your money this way, a high income will not guarantee a stress-free lifestyle. This is because you are constantly thinking about your debt and looking for ways to make more money to sustain the lifestyle you have chosen.

It’s not easy to build wealth if you are constantly in debt and struggle to pay back your debt.


Another factor that determines how much money you make is taxes. The more money you make, the more taxes you pay.

You can however claim the deduction by yourself if you know you should not be paying taxes for certain sectors that you are taxed for.

Find out more information about claiming back taxes if you live in Finland from here.


We all have 24 hours in a day at our disposal. Sometimes it is just not enough time to complete our tasks.

Don’t you sometimes wish you have enough time to get things done.

When you factor in sleep time, family time, errand time and other responsibilities you have to complete in a day, the rest of the time left which you allocate to your job might not be enough to help you scale as quickly as you would have it.

However strategic planning and allocation of tasks based on priority can help use utilize your time effectively and efficiently.

How to make 6 figures?

To make 6 figures you have to get a job. Making six figures is not so rare today. There are jobs that require a degree and jobs that don’t require a degree.

Which jobs make 6 figures per year?

  1. Air Traffic Controller
  2. web developer
  3. Dentist
  4. Accountant
  5. Commercial pilot
  6. Petroleum engineer
  7. Anesthetist

Jobs that don't require a degree

Listed below are 6 figure jobs you can do even without attending college. You will however undergo intensive training.

You will also need associate degrees or other professional certifications.

Web Developer

commercial pilot

Air Traffic Controller

dental hygienist

elevator installer/repairman

Six-figure jobs that require a degree


Petroleum engineer


Finance Director


 Computer Science Research Assistant

Are you saving or Investing Your six-figure income?

In order to build wealth with your six figure income to secure your finances in the future, you have to either save or invest a fraction of it.

You might be interested in knowing the percentage of Americans who own stocks and percentage who do not. I found this article that gives detailed information. You can check it out. Percentage of Americans who own stock from here.

You can also check out the statistics for selected European countries and the percentage of their financial assets from here.

Definitely 6 figure salary is better than nothing. But if you don’t use it to prepare for the future by raising your savings rate, how beneficial it is to you then?

If you however make below a six-figure income, how can you build wealth? Well there are steps to follow that can help you and I will tell you about them. It won’t be easy but it is definitely doable.

Find your why

This is the first step to achieving success in, not just wealth but every endeavor you pursue in life.

Knowing the reason why you start to build wealth will motivate you to actually continue to save or invest.

The journey might not be easy. It will be difficult at times. You will feel like giving up.

But because you know why you are doing what you are doing which is building wealth, you continue to work on it.

Evaluate your lifestyle

Another factor to consider is your choice of lifestyle. Are you spending more than you make?

Are there some expenses you can cut off which will help you save money in order to build wealth?

During this phase, try not to jeopardize your happiness with the decisions you take to help you save.

Look into opportunities to save. There are usually lots which will not make you money handicap.

Increase your means of income with side hustles

You might want to look into starting a side hustle. A means to generate extra income. There are lots of ways to make extra money even if you work a 9-5.

So how do you get started?

You can read this article I wrote about  becoming a freelancer,

Also check out this article about becoming a voice actor,

If you love to listen to and write documents you can check out this article how to become a transcriptionist,

another passive income job idea is to become a Pinterest manager and

you could consider opening an Etsy store online. If you are interested check out this article I wrote about opening an Etsy Store.

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What is 7 figures?

2345679 has 7 digits and so it is a 7 figure.

If you are making a seven-figure income, you will be bringing home between €1,000,000 and €9,999,999 yearly, before tax and before other deductions such as pension payments are made.

Which jobs bring 7 figures per year?

These are some examples of  jobs that make seven figures 

  • Professional Athletes
  • Specialized doctors
  • Entrepreneurs
  • Corporate lawyers
  • Investment bankers
  • Real estate developers

With this amount of earning per year, you can afford a very comfortable life style if you know how to manage your money wisely.

You can live off this income and retire early if you want.

You can achieve this provided you make investments that generate real extra money.

What are 8 figures?

With 8 figures, there are 8 digits.

Numbers between 10,000,000 and 99,999,999 have 8 digits. An individual who earns more than $10 million a year but less than $100 million has an 8 figure income.

According to Forbes these are the highest paid actors as of 2019. You can check out the full article here.

Dwayne Johnson earned $ 89.4 million
Chris Hemsworth salary was $ 76.4 million.
Will Smith $35 million
Adam Sandler $57 million

Others who make 8 figures include 

  1. Bob Iger  $6 5.6 million as CEO of Disney.
  2. Daniel H. Schulman Paypal CEO $37.8 Million

What are 9 figures?

Nine figures are digits between 100,000,000 and 999,999,999.

A 9 figure income is a salary that is between $100 million and  $1 billion.

What are 10 figures?

Ten-figure incomes are between $1,000,000,000 to $9,999,999,999, commonly referred to as a billion.

Making 9 and 10 figure incomes

How would you like to be in control of your own destiny and set your own work hours? What does it take to reach the elite levels of millionaires?

The first and most important step in becoming a 9 figure millionaire is to be passionate about what you’re doing.

If you’re not excited by the product or service that you provide, it’ll show through your work and nobody will want to purchase anything from you.

People, most at times can tell how much time, effort and energy is put into something just by looking at it

You must have the right mindset to make a nine-figure income.

This means thinking like a millionaire, not just looking and acting like a millionaire.

 It means being disciplined, organized, patient, and confident in your abilities.

It also means doing what successful people do and not doing what unsuccessful people do, which often includes self-sabotage.

It’s also about taking risks and having the right advice to help you along the way.

It means putting in the work  and allocating responsibilities to others.

The Millionaire Strategy as with anything worth achieving, is a certain strategy that needs to be employed in order to get to that next level.

This means doing your research, networking, taking risks, and not being afraid to ask for help and advice along the way.

You need to surround yourself with people who have what you want and follow their lead.


People with 9 and 10 figure Net worth

According to celebrity net

– Businessperson eg. Aliko Dangote $16 million

Femi Otedola $1.8 billion

– Doctor eg Mehmet Oz -$100 million

– Marketing Executive eg. George Zimmer $200 million

– Politician eg. Hilary Clinton $120 million

– Professional Athlete eg. Michael Jordan $2.2 billion

– Singer/Musician eg. Beyounce $500 million

– Socialite eg. Paris Hilton $200 million

– TV Personality eg. Oprah Winfery $3.5 billion

-Reality Star eg.Kim Kardashian $1.4 billion


This was a very interesting article to write. We now understand what it takes to make 6 figures and 7, 8, 9 and even 10 figure incomes.

Education is very important when it comes to making money BUT  you can still make money even without education. 

You need to be disciplined, be passionate about the business you want to build, work smart and hard  and have a plan if you want to make money without an education. 

At the end of the day no matter how many figures you make, spending wisely and being happy is all that counts. 

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